disneydream06: (OMg...)
[personal profile] disneydream06
Last Thursday I got a call from Wells Fargo saying I hadn't made a payment on my Mastercard.
YES, I did. Did you get my payment on my VISA?
Yes we did. Oh there is a double payment on the VISA.
SERIOUSLY?????
Okay we will fix that and take off the late fee.

Sunday comes and I get another phone call from Wells Fargo saying I hadn't made a payment on my Mastercard.
YES I DID!!!!!!!!!!!!!!! I just talked to somebody else on Thursday.
Okay we will fix that.

Monday I get the bills for August and sure enough it shows I need to make a double payment on the Mastercard and there is a late fee tacted on.

Tuesday I go to the local branch and explain the whole mess AGAIN
Yes we can get that fixed up.

Tonight I just called to check on my account and.....
SURE ENOUGH it shows I am still missing a payment on my Mastercard. WTF!!!!!!!!!!!!!!!!!
So I called them again.
Dude wants me to make another payment to get my account in good standing and then they can refund me that amount later.
WHY SHOULD I PAY YOU WHEN YOU ALREADY HAVE MY MONEY????????????????????? All you have to do is tap a couple of computer keys and move the money from the VISA to Mastercard. ARGH!!!!!!!!!!!!!!!!

I HATE!!!!!!!!!!!!!!!!!!!!!!!!! Wells Fargo

Date: 2014-08-01 01:51 am (UTC)
From: [identity profile] endlessblush.livejournal.com
What a pain!
Time to change banks??

Date: 2014-08-01 02:12 am (UTC)
From: [identity profile] thespian15.livejournal.com
I have already changed banks, but can't afford to pay off credit cards with WF all at once. If I could I would so tell them where they could shove those cards. ARGH.......

Date: 2014-08-01 02:17 am (UTC)
From: [identity profile] endlessblush.livejournal.com
you can't take your debt with you to a new bank? you can do that here. What a pain.

Date: 2014-08-01 02:21 am (UTC)
From: [identity profile] thespian15.livejournal.com
Can't do that here. UGH...

Date: 2014-08-01 02:24 am (UTC)
From: [identity profile] thespian15.livejournal.com
Yeah.
Wells Fargo is one of the worst companies/banks over here. UGH..........

Date: 2014-08-01 02:27 am (UTC)

Date: 2014-08-01 06:44 am (UTC)
From: [identity profile] chaquir.livejournal.com
just wondering.. do you make many payments with your master card? We do that only seldom.
it sucks though that you have these problems

Date: 2014-08-01 06:54 am (UTC)
From: [identity profile] thespian15.livejournal.com
I have been bad and built up way too much credit card debt. :(

Date: 2014-08-01 07:20 am (UTC)
From: [identity profile] chaquir.livejournal.com
that's so typical for your country isn't it? i always see that on tv. You guys always have huge debts

Date: 2014-08-01 07:34 am (UTC)
From: [identity profile] thespian15.livejournal.com
Yes it is.
I started working back in the 80s when they were giving out credit cards like they were candy and I was dumb enough to get a bunch of them.
UGH...................

Date: 2014-08-01 10:03 am (UTC)
From: [identity profile] chaquir.livejournal.com
a bunch???????? REALLY?? over here, people just have one!

Date: 2014-08-01 03:03 pm (UTC)
From: [identity profile] thespian15.livejournal.com
I wish that was all I had. UGH...

Date: 2014-08-01 05:45 pm (UTC)
From: [identity profile] chaquir.livejournal.com
and we hàve to pay up each month for what we bought the month before. Isn't that the same as in your country?

Date: 2014-08-02 04:50 am (UTC)
From: [identity profile] thespian15.livejournal.com
No, you don't have to pay the full amount each month.
Although I think the American Express credit card does require that.

Date: 2014-08-02 07:46 am (UTC)
From: [identity profile] chaquir.livejournal.com
no wonder so many people are in big troubles!!

Date: 2014-08-02 07:58 am (UTC)
From: [identity profile] thespian15.livejournal.com
Yeah I am sure that's a big part of it.
But I lay a LOT of the blame on the banks. They were throwing credit at people which allowed some of us to get into big debt. :o

Date: 2014-08-02 08:00 am (UTC)
From: [identity profile] chaquir.livejournal.com
don't people get checked out before they get a credit card?? Over here they do.

Date: 2014-08-02 09:04 am (UTC)
From: [identity profile] thespian15.livejournal.com
They do a check on you, but back then I don't think they were paying any attention.
Now it's next to impossible to get credit cards. Banks are sitting on their money and not offering it out. :o Which is even worse because the government/We the people, bailed them out and kept them from going out of business during the crash. ARGH!!!!!!!!!!!!!!!!!!

Date: 2014-08-02 09:05 am (UTC)
From: [identity profile] chaquir.livejournal.com
it's extremely hard to get money from them over here also. Must be a world wide problem

Date: 2014-08-02 09:28 am (UTC)
From: [identity profile] thespian15.livejournal.com
I HATE banks.
With all the corruption in them here involving the crash, nobody was sent to prison for it. :o :o :o

Date: 2014-08-02 09:39 am (UTC)
From: [identity profile] thespian15.livejournal.com
Just goes to prove that our government cares more about businesses then the People. :o

Date: 2014-08-02 09:41 am (UTC)
From: [identity profile] chaquir.livejournal.com
you're talking about my country?? it's exact the same here you know

Date: 2014-08-02 09:51 am (UTC)
From: [identity profile] thespian15.livejournal.com
ARGH!!!!!!!!!!!!!!!!!!!!!

Date: 2014-08-02 10:53 am (UTC)
From: [identity profile] chaquir.livejournal.com
exactly!

Date: 2014-08-01 08:47 am (UTC)
From: [identity profile] puffmattie.livejournal.com
So do the payments show up on the statement as being taken out? That's bizarre!

Date: 2014-08-01 08:52 am (UTC)
From: [identity profile] thespian15.livejournal.com
Both payments show as being applied to just the VISA card.
Not sure how the accomplished that because the one check should have the number for the Mastercard not the VISA. ARGH...........

Date: 2014-08-01 09:00 am (UTC)
From: [identity profile] puffmattie.livejournal.com
So in the end, you paid the visa twice and not the mastercard? I'd be on the phone complaining about that. You shouldn't have to pay the late fee!

Date: 2014-08-01 09:08 am (UTC)
From: [identity profile] thespian15.livejournal.com
They all claim it will be straightened out, but nobody seems to be doing it. It really shouldn't be that difficult.
And they all claim to be canceling the late fee. Yeah Right.....

Date: 2014-08-01 08:51 am (UTC)
From: [identity profile] merlinwon.livejournal.com
Ack.. the anxiety of all! LOL!

I remember having 3 cards.. omg.. at times.. they were something else.. like HELL!

Hope things get straightened out!

XOX

Date: 2014-08-01 08:54 am (UTC)
From: [identity profile] thespian15.livejournal.com
I told the guy on the phone last night ath I was going to stop back at my bank today. I think I am going to say screw it for today and wait awhile. Just not in the mood for dealing with it today. ARGH........

Date: 2014-08-01 09:00 am (UTC)
From: [identity profile] howlin-wolf-66.livejournal.com
I'm sorry they are causing you problems! *hugs*

Date: 2014-08-01 09:06 am (UTC)
From: [identity profile] thespian15.livejournal.com
Thank you. :)

Date: 2014-08-01 02:54 pm (UTC)
From: [identity profile] thespian15.livejournal.com
Thank you. :)

Date: 2014-08-01 06:40 pm (UTC)
From: [identity profile] ellierachael.livejournal.com
Such a headache trying to deal with these companies!!

Date: 2014-08-02 04:35 am (UTC)
From: [identity profile] thespian15.livejournal.com
So true, and WF is one of the worst ones out there. ARGH...
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